| Provider |
Benefits |
Limitations |
MANULIFE
Benefits, Exclusions,
Claims and FAQ
Policy PDF
Quote and Buy Direct |
24 hours Assistance Center
Ambulance transportation
Hospital (semi-private)
Diagnostic (X-ray, lab tests)
Physician and surgeon
Prescription Drugs
Follow up visits
Accidental Dental - $3,000
Emergency Dental - $300
Funeral: $3,000 for preparation
and $3,000 for transportation or burial.
Emergency transportation
Bed-side companion
Child care expenses - $300
Return of dependent children |
Age - up to 85
Period - maximum 365 days. Extensions are available.
Deductible: $0; $75; $500 and $1,000 per claim.
Waiting period for illness:
- No waiting before arrival
- 48 hours - within 30 days
- 8 days - after 30 days
Pre-existing medical conditions - 180 days look back. 12 months for hospitalization.
Plan B covers stable conditions for residents of certain countries.
Flights to/from Canada are Excluded |
21st Century
Benefits, Exclusions,
Claims and FAQ
Policy PDF
Claim form PDF
Online Order |
Ambulance transportation
Hospital (ward accommodation)
Diagnostic (X-ray; lab tests)
Physician and surgeon
Prescription Drugs - $500
Accidental Dental - $1,000
Emergency Dental - $300
Funeral: $5,000 for preparation
and transportation or $1,500 for burial.
Accident Death and Dismemberment - $10,000.
Stable Chronic Condition is included
for Visitors under age of 70.
Flights to/from Canada are Included |
No 24 hours assistance center
Age and Periods:
- Up to 85 for max. 365 days
- 86 and over - max.180 days.
Extensions are available.
Deductible: $0; $50; $250 per period. Age 85 and up - $500 per policy period.
Waiting Period for Illness:
- 0 days - before arrival
- 72 hours - within 30 days
- 7 days - after 30 days
Pre-existing medical conditions - 180 days look back.
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24 hours Assistance Center
Ambulance transportation
Hospital (Semi-private)
Diagnostic (Lab tests; X-ray)
Physician and surgeon
Prescription Drugs - $500
Accidental Dental - $3,000
Emergency Dental - $500
Funeral: $10,000 to return home
or $4,000 for burial at the place of death
Emergency air transportation
Return home - $3,000
Accidental Death and Dismemberment; Bed-side Companion ($3,000); Attendant ($500); 3 more follow up visits.
Flights to/from Canada are Included.
Stable Pre-existing medical conditions are covered for Visitors under age of 70.
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Age - up to 85
Period - maximum 365 days.
Over 70 have to complete medical questionnaire for coverage of Stable Pre-existing medical conditions. Extensions are available up to 2 years.
Deductible: $0, $100 and $250 per claim.
Waiting Period for Illness:
- No waiting before arrival
- 48 hours after arrival
Pre-existing medical conditions - 180 days look back under age 80 and Lifetime for age 80 and over unless a medical questionnaire has been completed and approved by TIC.
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24 hours Assistance Center
Ambulance transportation
Hospital (Semi-private) up to 60 days per sickness and includes 2 follow ups
Diagnostic (Lab tests; X-ray)
Physician including 2 follow up visits.
Prescription Drugs - $500
Accidental Dental - $3,000
Emergency Dental - $500
Funeral: $10,000 to return home or $4,000 for burial at the place of death
Emergency air transportation. |
Age and Periods:
- 0 to 60 - maximum 365 days.
- 60 to 85 - maximum 180 days.
Extensions are available.
Deductible: $50 per period. Add 5% for $0 deductible option.
Waiting Period for Illness:
- No waiting before arrival
- 48 hours after arrival in Canada
Pre-existing medical conditions - 180 days look back.
No coverage for recurrence or complication of already claimed medical condition.
Flights to/from Canada are Excluded
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Travel Underwriters
Benefits, Exclusions,
Claims and FAQ
Policy PDF
Quote and Buy Direct |
24 hours Assistance Center
Ambulance transportation
Hospital (Semi-private) and includes up to 3 follow up visits within 14 days
Diagnostic (Lab tests; X-ray)
Physician and surgeon
Prescription Drugs - for 30 days.
Accidental Dental - $4,000
Emergency Dental - $500
Funeral: $10,000 to return home or $4,000 for burial at the place of death
Emergency air transportation.
Traveling companion - $1,000
Accidental Death and Dismemberment - $25,000
Holiday Package include: Trip cancellation/interruption; Air flight/Common care accident; Baggage.
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Age and Periods:
Up to 89 for maximum 182 days. Extensions are available up to 2 years. No coverage after 2 years stay in Canada.
Deductible: $150 per claim. Add 15% for $0 deductible option.
Waiting Period for Illness:
- 48 hours
- 7 days after 60 days in Canada
Pre-existing medical conditions - Lifetime look back.
No coverage for recurrence or complication of already claimed medical condition.
Flights to/from Canada are Excluded |
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24 hours Assistance Center
Ambulance transportation
Hospital (Ward accommodation)
Diagnostic (Lab tests; X-ray)
Physician and surgeon
Prescription Drugs
Accidental Dental - $1,000
Funeral: $5,000 to return home or $3,000 for burial at the place of death.
Repatriation to residence
Return of traveling companion
Subsistence Allowance - $1,000 |
Age and Periods:
- Up to 79 for coverage of $100,000
- Up to 74 for coverage of $150,000
180 days maximum per policy.
Extensions are available.
Deductible: No deductibles
Waiting Period for Illness:
- No waiting before arrival
- 72 hours within 30 days
Pre-existing medical conditions -
- Under 61 - 3 months look back
- Over 61 - 6 months look back
Flights to/from Canada are Excluded |
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24 hours Assistance Center
Ambulance transportation
Hospital (Semi-private)
Diagnostic (Lab tests; X-ray)
Physician and surgeon
Prescription Drugs
Funeral: $3,000 to return home or $2,000 for burial at the place of death.
Emergency repatriation & evacuation
PLAN 3 included: Bed-side companion; Subsistence Allowance;
Emergency Dental ($250); Accidental Death and Dismemberment ($25,000)
Stable and Controlled medical conditions are covered for Visitors under age of 50.
Flights to/from Canada are Included.
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Age and Periods:
- Up to 59 for 12 months
- From 60 to 84 for 183 days.
No coverage after 1 year stay in Canada (6 months for age 60 and older)
Deductible: $50 per claim; No deductible for Plan 3.
Waiting Period for Illness:
- No waiting before arrival
- 48 hours after arrival.
Pre-existing medical conditions - 90 days between age of 0 and 50. 180 days over 50 years old.
No follow up visits are covered.
No coverage for recurrence or complication of already claimed medical condition.
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24 hours Assistance Center
Ambulance transportation
Hospital (Semi-private)
Diagnostic (Lab tests; X-ray)
Physician and surgeon
Prescription Drugs - 30 days
Accidental Dental - $2,000
Emergency Dental - $250
Funeral: $3,000 to return home
or $2,000 for burial at the place of death
Emergency air transportation.
Stable and Controlled medical conditions are covered for Visitors under age of 80.
This plan is not available for visitors to Quebec, New Brunswick, Yukon, Northwest Territories and Nunavut.
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Age and Periods:
- 365 days for up to age 55
- 180 days for ages 55 - 80.
No coverage after 1 year stay in Canada (6 months for age 55 and older)
Deductible: $100;$500 or $1,000 per claim.
Waiting Period for Illness:
- No waiting before arrival
- 48 hours from the effective date.
Pre-existing medical conditions - 180 days look period.
No coverage for recurrence or complication of already claimed medical condition.
Flights to/from Canada are Excluded
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