|
Saturday, January 23rd, 2021
View All Visitors Insurance Plans
Provider
|
Benefits
|
Limitations
|
ManuLife
Benefits, Exclusions, Claims and FAQ
Policy PDF
Quote and Buy Direct
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (semi-private room) - Diagnostic (X-ray, lab tests) - Physician and surgeon - Prescription Drugs - Accidental Dental - $4,000 - Emergency Dental - $300 - Funeral: $3,000 to prepare or cremate the body, plus the cost of transportation to home country, or $3,000 for burial at place of death - Emergency transportation; Bed-side companion - Child care expenses - $300 - Return of dependent children - Accidental Death and Dismemberment -$50,000 - Flights to/from Canada are Included
|
COVID-19 coverage will be excluded for any Side-Trip outside of Canada. Age (on start date) - up to 85 Period - maximum policy period is 365 days Extensions are available Deductible: $0; $75; $500 and $1,000 per claim Waiting period for illness: - No waiting if policy is purchased before arrival - 48 hours if purchased arrival in Canada - No waiting for accidental body injury Pre-existing medical conditions - 180 days look back. 12 months for hospitalization - Plan B covers conditions that have been stable within 180 days before the effective date
|
21st Century
Benefits, Exclusions, Claims and FAQ
Policy PDF
Claim form PDF
Online Order
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (semi-private room) - Diagnostic (X-ray; lab tests) - Physician and surgeon - Prescription Drugs - $500 - Accidental Dental - $4,000 - Re-occurrence of already claimed medical condition if stable for 90-days - Expenses related to death: up to $7,500 to return home or burial in place of death - Accidental Death and Dismemberment - $10,000 - Stable Chronic Condition is included for Visitors under age of 85 (applicants age 55 to 85 must complete a Medical Declaration to cover SCC) - Flights to/from Canada are Included
|
COVID-19 coverage is excluded for any Side-Trip that is taken outside of Canada that is subject to a government of Canada Travel Advisory issued before you travel to that destination. Age (on start date) - up to 85 for Standard and Enhanced Plans (No age limit for Basic Plan) Period - 365 days (720 days for Monthly Payment Plan) Extensions are available Deductible: $0; $100; $250; $1,000; $5,000 and $10,000 per period. Age 85 and up - $500 per policy period - The $2,500 "disappearing" deductible applies to each sickness related claim (per claim) Waiting Period for Illness: - 0 days if purchased before arrival in Canada - 72 hours if purchase within 30 days after arrival - 7 days waiting for sickness after 30 days - 15 days for age 86 or older and purchased after arrival - No waiting for accidental body injury Pre-existing medical conditions - 180 day look back period
|
Allianz
Benefits, Exclusions, Claims and FAQ
Policy PDF
Claim form PDF
Quote and Buy Direct
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (Semi-private Room) - Diagnostic (Lab tests; X-ray) - Physician and surgeon - Prescription Drugs - up to $1,000 supplies - Accidental Dental - up to $4,000 - Emergency Dental - up to $500 - Funeral: $10,000 to return home or $4,000 for burial at the place of death - Emergency air transportation - Return home - up to $3,000 - Accidental Death and Dismemberment; Bed-side Companion ($3,000); Follow up visits - Flights to/from Canada are Included - Stable Pre-existing medical conditions are covered for Visitors under age of 59
|
As of March 13, 2020 there is no COVID-19 coverage for Side Trips outside of Canada. Age (on start date) - up to age 89 Period - maximum policy period - 365 days. Age 60 to 79 years have to complete medical questionnaire for coverage of Stable Pre-existing heart condition, stroke or mini-stroke. Age 80 to 89 years have to complete medical questionnaire for coverage of ANY pre-existing condition Deductible: $0, $100, $250, $1,000 and $3,000 per period Waiting Period for Illness: - No waiting if purchased before departure from your country of origin, - 48 hours if purchased after arrival in Canada - No waiting restrictions for accidental injuries Pre-existing medical conditions
|
RSA
Benefits, Exclusions, Claims and FAQ
Policy PDF
Claim form PDF
|
Temporary suspension of sales of new RSA travel insurance policies.
- 24 hours Assistance Center - Ambulance transportation - Hospital (ward accommodation) - Diagnostic (Lab tests; X-ray) - Physician - Prescription Drugs - up to $500 supplies - Accidental Dental - up to $3,000 - Emergency Dental - up to $500 - Funeral: $10,000 to return home or $4,000 for burial at the place of death - Emergency air transportation - Uninterrupted Flights to/from Canada are Included - Stable Pre-existing medical conditions are covered for Visitors up to age 65 under Plan 1
|
Temporary suspension of sales of new RSA travel insurance policies.
Age (on start date) - up to age 85 Period - maximum policy period - 365 days. Deductible: $0; $100 and $1,000 per claim. Waiting Period for Illness: - 0 days if purchased before arrival in Canada - 48 hours if purchase within 30 days after arrival - 7 days waiting for sickness after 30 days Pre-existing medical conditions - life time look back Super Visa applicants must show a document from Citizenship and Immigration Canada to receive a full or partial refund of their policy in case of not arrival or early departure from Canada.
|
TuGo
Benefits, Exclusions, Claims and FAQ
Policy PDF
Quote and Buy Direct
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (Semi-private) and includes up to 5 follow up visits within 14 days - Diagnostic (Lab tests; X-ray) - Physician and surgeon - Prescription Drugs - 30 day supply - Accidental Dental - $6,000 - Emergency Dental - $600 - Repatriation: preparation and return home or $6,000 for burial or cremation at the place of death - Emergency air transportation. - Accidental Death and Dismemberment $25,000 - Flights to/from Canada are Included
|
As of March 13, 2020 there is no COVID-19 coverage for Side Trips outside of Canada. Age (on application date) - no age limit Deductible: $0; $150; $500; $1,000; $2,500; $5,000 and $10,000 per claim Waiting Period for Illness: - first 48 hours if purchased before or within 60 days after the arrival date in Canada - 7 days waiting after 61 days or more in Canada - No waiting before arrival in Canada Pre-existing medical conditions: 120 days stability required for age 59 or under; 180 days for age 60-69; 365 days for age 70 and over. Medical questionnaire is required for age 60 and over.
|
Blue Cross
Benefits, Exclusions, Claims and FAQ
Policy PDF
Quote & Buy Online
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (Semi-private room) - Diagnostic (Lab tests; X-ray) - Physician and surgeon - Prescription Drugs - Accidental Dental - $2,000 - Emergency Dental - $300 - Funeral: $10,000 to return home or $4,000 for burial at the place of death - Repatriation to residence - Return of traveling companion - Subsistence Allowance - $1,000
|
Emergency medical care abroad related to COVID-19 is covered, as long as you do not have symptoms when you leave. Do not forget to consult the government advisories for your destination and find out about health authority guidelines before your departure.
Age (on application date) - Up to age 79 for coverage of $100,000 - Up to age 74 for coverage of $150,000 Deductible:$0, $250, $500, $1,500, $2,500 and $5,000 per trip Waiting Period for Illness: - No waiting before arrival in Canada - 4 days if purchased within 30 days after arrival in Canada or after expiry of similar plan. - After 30 days in Canada - not available unless insured with similar plan in Canada. Pre-existing medical conditions: - Under age 55 - 3 months look back - Over age 54 - 6 months look back Flights to/from Canada are Excluded
|
GMS
Benefits, Exclusions, Claims and FAQ
Policy PDF
Claim form PDF
Quote & Buy Online
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (Semi-private room) - Diagnostic (Lab tests; X-ray) - Physician and surgeon - Prescription Drugs - 30 days supply - Accidental Dental - up to $2,000 - Emergency Dental - up to $250 - Funeral: $10,000 to return home or $4,000 for burial at the place of death - Emergency air transportation - Stable and Controlled medical conditions are covered for Visitors under age of 80 - Flights to/from Canada are Included Note: This plan is NOT available for purchase in Quebec, New Brunswick and Nunavut.
|
As of April 24, 2020, GMS does not cover any expenses resulting from COVID-19 for new policies and extensions. As of March 13, 2020 there is no COVID-19 coverage for Side Trips outside of Canada. Age (on application date): - 365 days maximum for up to age 80 Deductible: $100; $500 or $1,000 per claim. Waiting Period - No waiting before arrival in Canada or extend existing policy - 2 days waiting for sickness if the policy has been purchased within 30 days after your arrival in Canada or after the expiry of similar insurance plan. Injuries coverage is available during the waiting period. - 7 days waiting for sickness if the policy has been purchased after 30 days from your arrival in Canada or after the expiry of similar insurance plan. Pre-existing medical conditions - 180 days look back period for stable pre-existing condition No coverage for recurrence or complication of already claimed medical condition
|
Destination
Travel Group
Inc
Benefits, Exclusions, Claims and FAQ
Policy PDF
Claim form PDF
Quote and Buy Direct
|
- 24 hours Assistance Center - Ambulance transportation - Hospital (Semi-private Room) - Diagnostic (Lab tests; X-ray) - Physician and surgeon - Prescription Drugs - 30-day supply up to $1,000 per policy - Accidental Dental - up to $3,000 - Emergency Dental - up to $500 - Return of Deceased: $10,000 to return home or $4,000 for burial at the place of death - Emergency air transportation - Return home - up to $3,000 - Accidental Death and Dismemberment; Bed-side Companion ($3,000); Follow up visits ($3,000) - Flights to/from Canada are Included - Stable Pre-existing medical conditions are covered up to age 79 under Option 1
|
COVID-19 coverage will be excluded for any Side-Trip outside of Canada. Age (on application date) - no age limit Period - maximum policy period - 365 days. Deductible: $0, $250, $500, $1,000, $2,500, $5,000 and $10,000 per claim Waiting Period for Illness: - No waiting if purchased before arrival in Canada - 48 hours if purchased after arrival in Canada (Age 0 to 85) - 15 days if purchased after arrival in Canada (Age 86 and over) The waiting period may be waived if you have insurance with another insurer during the first part of your trip in Canada, and you are purchasing this insurance after your arrival in Canada and there will be no gap in coverage. Pre-existing medical conditions
|
(subject to a minimum deductible of $1,000)
|