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Manulife

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Insurance Policy PDF

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Summary of Benefits:
• 24-hour Assistance Center
•  Ambulance transportation
•  Hospital (semi-private room)
•  Diagnostic (X-ray, lab tests)
•  Physician and surgeon
•  Prescription Drugs
•  Accidental Dental – $4,000
•  Emergency Dental – $300
•  Funeral: $3,000 to prepare or cremate the body, plus the cost of transportation to the home country, or $3,000 for burial at the place of death
•  Emergency transportation; Bed-side companion
•  Child care expenses
 – $300 
•  Return of dependent children
•  Accidental Death and Dismemberment -$50,000 
•  Flights to/from Canada are Included 




Specific Conditions:
 Age (on start date) – up to 85
 Period – maximum policy period is 365 days
 Extensions are available
• Deductible: $0; $75; $500 and $1,000 per claim
  Waiting period for illness:
  – No waiting if the policy is purchased before arrival
  – 48 hours if purchased arrival in Canada 
  – No waiting for accidental body injury
• Pre-existing medical conditions – 
180 days look back. 12 months for hospitalization
•  Plan B covers conditions that have been stable   within 180 days before the effective date
21st Century

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Insurance Policy PDF
Specific Conditions:
 Age (on start date) – up to 85 for Standard and   Enhanced Plans (No age limit for Basic Plan)
 Period – 365 days (730 days for Monthly Payment   Plan)
Extensions are available
 Deductible: $0; $100; $250; $1,000; $5,000   and $10,000 per period. Age 85 and up – $500   per policy period
– The $2,500 “disappearing” deductible applies   to each sickness related claim (per claim)
 • Waiting Period for Illness:
– 0 days if purchased before arrival in Canada
– 72 hours if purchase within 30 days after arrival
– 7 days waiting for sickness after 30 days
– 15 days for age 86 or older and purchased   after arrival
– No waiting for accidental body injury
• Pre-existing medical conditions – 
180-day look   back period

Summary of Benefits:
• 24-hour Assistance Center
•  Ambulance transportation

•  Hospital (semi-private room)
•  Diagnostic (X-ray, lab tests)
•  Physician and surgeon
•  Prescription Drugs
•  Accidental Dental
 – $4,000
•  Emergency Dental – $300
•  Funeral: $3,000 to prepare or cremate the body, plus the cost of transportation to home country, or $3,000 for burial at place of death
•  Emergency transportation; Bed-side companion
•  Child care expenses
 – $300 
•  Return of dependent children
•  Accidental Death and Dismemberment -$50,000 
•  Flights to/from Canada are Included 




Allianz 

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Insurance Policy PDF

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Summary of Benefits:
• 24-hour Assistance Center
• Ambulance transportation
• Hospital
 (Semi-private Room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs
 – up to $1,000 supplies
• Accidental Dental – up to $4,000
• Emergency Dental – up to $500
• Funeral: $10,000 to return home
or $4,000 for burial at the place of death
• Emergency air transportation
• Return home
 – up to $3,000
• Accidental Death and Dismemberment
 Bed-side Companion ($3,000); 
• Follow-up visits
•  Flights to/from Canada are Included
•  Stable Pre-existing medical conditions are covered for Visitors under the age of 89



Summary of Benefits:
• 24-hour Assistance Center
• Ambulance transportation
• Hospital
 (semi-private room) 
• Diagnostic (X-ray; lab tests)
• Physician and surgeon
• Prescription Drugs
 – $500
• Accidental Dental – $4,000
• Re-occurrence of already claimed medical condition if stable for 90-days
• Expenses related to death: up to $7,500 to return home or burial in place of death
• Accidental Death and Dismemberment – 
$10,000
• Stable Chronic Condition is included for Visitors under age of 85 (applicants age 55 to 85 must complete a Medical Declaration to cover SCC)
• Flights to/from Canada are Included



TuGo

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Insurance Policy PDF

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Summary of Benefits:
• 24 hours Assistance Center
• Ambulance transportation
• Hospital
 (Semi-private Room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs
 – up to $1,000 supplies
• Accidental Dental – up to $4,000
• Emergency Dental – up to $500
• Funeral: $10,000 to return home
or $4,000 for burial at the place of death
• Emergency air transportation
• Return home
 – up to $3,000
• Accidental Death and Dismemberment
 Bed-side Companion ($3,000); 
• Follow up visits
•  Flights to/from Canada are Included
•  Stable Pre-existing medical conditions are covered for Visitors under the age of 89



Specific Conditions:
• Age (on application date) – no age limit
 Deductible: $0; $150; $500; $1,000; $2,500; $5,000 and $10,000 per claim
• Waiting Period for Illness:
   – first 48 hours if purchased before or within  60 days after the arrival date in Canada
   – 7 days waiting after 60 days or more in Canada
   – No waiting before arrival in Canada 
• Pre-existing medical conditions
90 days stability required for age 59 or under; 120 days for age 60-69; 180 days for age 70 to 85 and 365 for age 86 and over. Option to reduce the stability period to 7 days is available if you are under the age of 80.
Blue Cross

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Insurance Policy PDF

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Specific Conditions:
• Age (on application date)
– Up to age 79 for coverage of $100,000
– Up to age 74 for coverage of $150,000
• Deductible:$0, $250, $500, $1,500,   $2,500 and $5,000 per trip
• Waiting Period for Illness:
  – No waiting before arrival in Canada
  – 3 days if purchased within 30 days after arrival in Canada or after the expiry of a similar plan.
  – After 30 days in Canada – not available unless insured with a similar plan in Canada.
• Pre-existing medical conditions: 
  – Under age 55 – 3 months look back 
  – Over age 54 – 6 months look back
• Flights to/from Canada are Excluded



Specific Conditions:
• Age (on application date)
– Up to age 79 for coverage of $100,000
– Up to age 74 for coverage of $150,000
• Deductible:$0, $250, $500, $1,500,   $2,500 and $5,000 per trip
• Waiting Period for Illness:
  – No waiting before arrival in Canada
  – 3 days if purchased within 30 days after arrival in Canada or after the expiry of a similar plan.
  – After 30 days in Canada – not available unless insured with similar plan in Canada.
• Pre-existing medical conditions: 
  – Under age 55 – 3 months look back 
  – Over age 54 – 6 months look back
• Flights to/from Canada are Excluded


GMS

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Insurance Policy PDF

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Specific Conditions:
• Age (on application date): up to age 80
 Deductible: $100; $500 or $1,000 per claim.
 Waiting Period
  – No waiting before arrival in Canada or extending an existing policy
  – 2 days waiting for sickness if the policy has been purchased within 30 days after your arrival   in Canada or after the expiry of similar insurance   plan. Injuries coverage  is available during the   waiting period.
  – 7 days waiting for sickness if the policy has   been purchased after 30 days from your arrival in   Canada or after the expiry of a similar insurance   plan.
 Pre-existing medical conditions – 180 days   look back period for stable pre-existing condition
 No coverage for recurrence or complication   of already claimed medical condition

Summary of Benefits:
• 24-hour Assistance Center
• Ambulance transportation
• Hospital 
(Semi-private) and includes up to 5 follow up visits within 14 days
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs – 
30 day supply
• Accidental Dental – $6,000
• Emergency Dental – $600
• Repatriation: preparation and return home or $6,000 for burial or cremation at the place of death
• Emergency air transportation.
• Accidental Death and Dismemberment $25,000
• Flights to/from Canada are Included





Destination 
Travel Group
Inc


More Info

Insurance Policy PDF

Quote & Buy Direct
Summary of Benefits:
• 24-hour Assistance Center
• Ambulance transportation
• Hospital
 (Semi-private room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs
 – 30 days supply
• Accidental Dental – up to $2,000
• Emergency Dental – up to $250
• Funeral: $10,000 to return home
or $4,000 for burial at the place of death
• Emergency air transportation
• Stable and Controlled medical conditions are covered for Visitors under the age of 80 
• Flights to/from Canada are Included
Note: This plan is NOT available for purchase in Quebec, New Brunswick, and Nunavut.



Summary of Benefits:
• 24-hour Assistance Center
• Ambulance transportation
• Hospital
 (Semi-private Room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs
 – 30-day supply up to $1,000 per policy
• Accidental Dental – up to $3,000
• Emergency Dental – up to $500
• Return of Deceased: $10,000 to return home 
or $4,000 for burial at the place of death
• Emergency air transportation
• Return home
 – up to $3,000
• Accidental Death and Dismemberment
• Bed-side Companion ($3,000) 
• Follow-up visits ($3,000)
• Flights to/from Canada are Included
 – Stable Pre-existing medical conditions are covered up to age 79 under Option 1

– Compare Pre-Existing Condition coverage