RATES: Visitors Insurance
RATES:
Destination Canada Visitors Insurance Rates
Option 1: Coverage with Pre-existing Conditions. Daily Rates – $0 deductible.
This option provides coverage for pre-existing medical conditions that were stable during the applicable stability period prior to the effective
date. (refer to the applicable stability period in the policy wording).
Single Coverage
| Age | $25,000 | $50,000 | $100,000 | $150,000 | $200,000 | $300,000 |
| 0-25 | $2.30 | $2.64 | $3.36 | $4.12 | $5.01 | $6.78 |
| 26-40 | $2.52 | $2.74 | $3.56 | $4.62 | $5.49 | $7.24 |
| 41-60 | $2.96 | $3.15 | $4.48 | $6.05 | $7.14 | $9.32 |
| 61-64 | $3.95 | $4.45 | $5.04 | $7.04 | $8.16 | $10.38 |
| 65-69 | $5.11 | $5.68 | $7.19 | $9.08 | $10.16 | $12.30 |
| 70-74 | $7.60 | $9.06 | $11.45 | $14.08 | $15.74 | $19.06 |
| 75-79 | $9.34 | $11.60 | $14.20 | $17.42 | $20.34 | $26.18 |
Family Coverage
| Age | $25,000 | $50,000 | $100,000 | $150,000 | $200,000 | $300,000 |
| 0-25 | $4.60 | $5.28 | $6.72 | $8.24 | $10.02 | $13.56 |
| 26-40 | $5.04 | $5.48 | $7.12 | $9.24 | $10.98 | $14.48 |
| 41-59 | $5.92 | $6.30 | $8.96 | $12.10 | $14.28 | $18.64 |
Option 2: Coverage without Pre-existing Conditions. Daily Rates – Age 0 to 85 – $0 deductible / Age 86 and older – $500 deductible.
This option does not provide coverage for any pre-existing medical conditions.
Single Coverage
| Age | $25,000 | $50,000 | $100,000 | $150,000 | $200,000 | $300,000 |
| 0-25 | $1.74 | $1.91 | $2.57 | $3.06 | $3.69 | $4.96 |
| 26-40 | $2.03 | $2.21 | $3.16 | $3.96 | $4.69 | $6.14 |
| 41-60 | $2.44 | $2.80 | $3.98 | $4.98 | $5.80 | $7.46 |
| 61-64 | $3.10 | $3.72 | $4.45 | $5.53 | $6.34 | $7.95 |
| 65-69 | $3.47 | $4.13 | $5.70 | $6.40 | $7.41 | $9.42 |
| 70-74 | $4.83 | $6.92 | $7.84 | $9.62 | $11.03 | $13.84 |
| 75-79 | $5.70 | $8.04 | $9.73 | $11.00 | $12.67 | $16.01 |
| 80-85 | $10.35 | $11.14 | — | — | — | — |
| 86+ | $15.95 | — | — | — | — | — |
Family Coverage
| Age | $25,000 | $50,000 | $100,000 | $150,000 | $200,000 | $300,000 |
| 0-25 | $3.48 | $3.82 | $5.14 | $6.12 | $7.38 | $9.92 |
| 26-40 | $4.06 | $4.42 | $6.32 | $7.92 | $9.38 | $12.28 |
| 41-59 | $4.88 | $5.60 | $7.96 | $9.96 | $11.60 | $14.92 |
Destination Canada Super Visa Insurance Rates
Option 1: Single Coverage with Pre-existing Conditions. Annual Rates – $0 deductible.
| Age Range | $100,000 | $150,000 | $200,000 | $300,000 |
| 0-25 | $1,226.40 | $1,503.80 | $1,828.65 | $2,474.70 |
| 26-40 | $1,299.40 | $1,686.30 | $2,003.85 | $2,642.60 |
| 41-60 | $1,635.20 | $2,208.25 | $2,606.10 | $3,401.80 |
| 61-64 | $1,839.60 | $2,569.60 | $2,978.40 | $3,788.70 |
| 65-69 | $2,624.35 | $3,314.20 | $3,708.40 | $4,489.50 |
| 70-74 | $4,179.25 | $5,139.20 | $5,745.10 | $6,956.90 |
| 75-79 | $5,183.00 | $6,358.30 | $7,424.10 | $9,555.70 |
Option 2: Single Coverage without Pre-existing Conditions. Annual Rates – $0 deductible.
| Age Range | $100,000 | $150,000 | $200,000 | $300,000 |
| 0-25 | $938.05 | $1,116.90 | $1,346.85 | $1,810.40 |
| 26-40 | $1,153.40 | $1,445.40 | $1,711.85 | $2,241.10 |
| 41-60 | $1,452.70 | $1,817.70 | $2,117.00 | $2,722.90 |
| 61-64 | $1,624.25 | $2,018.45 | $2,314.10 | $2,901.75 |
| 65-69 | $2,080.50 | $2,336.00 | $2,704.65 | $3,438.30 |
| 70-74 | $2,861.60 | $3,511.30 | $4,025.95 | $5,051.60 |
| 75-79 | $3,551.45 | $4,015.00 | $4,624.55 | $5,843.65 |
Optional Deductible Discounts – Ages 0 to 85
| Deductible Amount | Premium Discount |
| $250 | 10% |
| $500 | 15% |
| $1,000 | 20% |
| $2,500 | 30% |
| $5,000 | 35% |
| $10,000 | 40% |
NOTES:
– Maximum period of coverage: 365 days.
– Minimum premium per policy: $25.00.
– A Monthly Payment Plan is available to any insured purchasing a minimum coverage period of at least 180 days and a minimum aggregate policy limit of $50,000.
– Family Rates (only available to applicants under age 60) are 2x the Daily Rates based on the oldest member of the family. Coverage dates must be the same for all the family members.
– Dependent children means your unmarried children who are:
a) financially dependent on you; and
b) at least 15 days of age; and
c) age 21 or under; or
d) age 25 or under and attending school full time; or
e) of any age, who are mentally or physically disabled.
– The deductible amount is shown on your confirmation of coverage and applies to each claim.
IMPORTANT NOTE: The product-related information on this website is for illustration purposes only. For complete benefits, terms, conditions, limitations and exclusions, please see the policy booklet at the download section below. Please read and understand your policy before you travel.
