5 Reasons to Choose an Insurance Broker
Whether you’re visiting Canada for tourism, adventure, business, or to spend time with loved ones, Canada offers something for everyone all year round. The last thing you need is an accident or illness ruining your visit. Without medical insurance, an emergency room visit for an infection or a fall can cost over $1,200 CAD, and treatment for a broken leg could lead to a hospital bill of over $15,000 CAD.
Of course, you want to protect yourself or your visiting family. But where should you start? There are countless options from the airline, the bank, or directly from the provider, but how do you know you’ve made the right choice? The options can be overwhelming, and the fine print is often confusing. This is where an Insurance Broker becomes your most valuable asset. Here are five reasons why working with an Insurance Broker is a wise choice for your trip to Canada.
The Power of Choice in One Click – Access to Multiple Providers
There is no single insurance plan that is “the best” for everyone. What works well for a 25-year-old backpacker may differ from what’s ideal for a 70-year-old, because everyone’s journey, health, and budget are different. Think of an Insurance Broker as a personal shopper. A broker saves you the time of looking at all the shelves to find the best plan for you, rather than just giving you the first brand that pops up.
Navigating the Fine Print – Expert Advice
Insurance brokers speak ‘Insurance,” so you don’t have to. Visitors’ medical insurance policies are legal documents that include complex definitions, such as deductibles, exclusions, and the stability period. Now think about the time and effort you’d spend understanding the details across several plans. Think of insurance brokers as translators, ensuring you know the coverage you are getting and have the right coverage, whether you have a pre-existing condition or are applying for a Super Visa.
Get a “Free Upgrade” on Your Insurance
Working with a broker costs you no more than purchasing directly, but with much more. Here is the industry secret: Insurance premiums are regulated. The price you pay a broker is the same as the price you pay if you purchase directly, without a broker’s assistance.
- Buying Direct, You Get:
- An Insurance Policy.
- Buying From a Broker, You Get:
- The same insurance policy (at the same price).
- Unbiased advice.
- An expert who finds the best plan at the best price for you from various options.
Insurance Brokers Are With You Even After The Purchase – Support & Claims
Many visitors assume that once they buy a policy, the transaction ends, but with a broker, the purchase marks only the beginning of the relationship. An insurance broker is there to assist you in getting claims sorted from delays or denials, obtaining refunds for early returns, and arranging extensions if you or your family decide to stay longer.
Brokers build a long-term relationship with you. They stay up to date on industry changes and can help your coverage adapt as your life needs evolve.
Peace of Mind of Getting Insurance For Your Journey, Health and Budget
Planning a trip to Canada can be stressful in itself. Insurance brokers ease some of that stress by finding the right medical coverage for you or your family, saving you time, effort, and money. They handle the paperwork and compare options so you can focus on planning a memorable trip.
The Easy Links Financial Advantage
Now that you understand why using an insurance broker is the smartest way to protect your trip, why should you choose us? Here’s how we make insurance simple and secure for you:
-
Our Comparison tool helps you find the best coverage from all major Canadian insurance providers. As one of Canada’s largest travel insurance brokers, we have over 20 years of experience and millions of satisfied clients. We are fully licensed in every province and territory of Canada to cover you wherever you visit in Canada.
-
Our experienced travel insurance advisors are available by phone and email to answer your questions during regular business hours. Have questions outside of business hours? Don’t worry; fill out our contact forms, and our brokers will get back to you as soon as possible. We are here to understand your needs, offer guidance, and help you choose the most suitable coverage.
-
To guarantee the highest-quality service, our licensed insurance brokers exclusively recommend insurance products that focus on our clients’ best interests and needs, as they do not receive any commission on policy sales.
-
Insurance is a regulated industry that does not allow discounting products. We offer insurance products at their lowest possible prices.
