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International Students

Provider Summary of Benefits Specific Conditions

Benefits, Exclusions,
Claims and FAQ

Policy PDF

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• Maximum benefit – $2,000,000
• 24-hour Assistance Center
• Telemedicine by StandbyMD
• Ambulance transportation
• Hospital (semi-private room)
• Diagnostic (X-ray, lab tests)
• Physician and surgeon
• Prescription Drugs
• Accidental Dental – $2,500
• Emergency Dental – $250
• Bed-side Companion – $3,000
• Psychiatric care – $5,000
• Trauma counselling
• Tuition reimbursement – $5,000
• Annual examination – $100
• Eye examination
• Repatriation – $25,000
• Accidental Death & Dismemberment – up to $10,000
• Age (on start date) – under the age of 45
• Must be full-time student or post-doctoral researcher or their spouse and dependent(s) (Family coverage is available)
• Period – maximum policy period is 365 days
Extensions are available
• Waiting period for illness:
– No waiting if the policy is purchased before arrival
– 48 hours if purchased after your arrival in Canada
– No waiting for accidental body injury
• Pre-existing medical conditions – stable for 3 months before the effective date
• Pregnancy & childbirth – not covered
• Extreme sports or activities – not covered
• Professional (paid) sport – not covered

Benefits, Exclusions,
Claims and FAQ

Policy PDF

• Maximum benefit – $2,000,000
• 24-hour Assistance Center
• Telemedicine by Maple
• Ambulance transportation
• Hospital (Semi-private Room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs
• Accidental Dental – up to $6,000
• Emergency Dental – up to $600
• Bed-side Companion – $5,000
• Psychiatric care – $1,000
• Repatriation – $35,000 to return home or $6,000 for burial at the place of death
• Follow-up visits
• Annual examination – $150
• Eye examination
• Maternity – up to $25,000 (if pregnancy commenced during period of coverage). Childbirth and post-natal care are NOT covered
• Accidental Death and Dismemberment $10,000
• Age 69 or under (59 or under for dependents)
• Must be a full-time or part-time student or dependent
• Period – maximum policy period – 365 days. Extensions are available
• Waiting Period – no waiting period
• Pre-existing medical conditions must be stable for 90 days before the effective date in order to be covered for complications
• Extreme sports or activities – not covered
• Motorized speed contests – not covered
• Professional (paid) sport – not covered
• Childbirth is NOT covered

Benefits, Exclusions,
Claims and FAQ

Policy PDF

Quote & Buy Online

• Maximum benefit – $2,000,000
• 24-hour Assistance Center
• Ambulance transportation
• Hospital (Semi-private room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs – $10,000
• Accidental Dental – $5,000
• Emergency Dental – $600
• Repatriation – $15,000 for preparation and return home or $5,000 for burial or cremation at the place of death
• Bed-side Companion – $5,000
• Follow-up visits – $3,000
• Annual examination – $150
• Eye examination
• Maternity – up to $25,000 (if pregnancy commenced during period of coverage). Childbirth and post-natal care are NOT covered
• Accidental Death and Dismemberment $10,000
• Age (on application date) – under 69 (under the age of 59 to cover dependents)
• Must be a student enrolled in a minimum of 60% of the course requirements or an accompanying dependent under age 59
• Period – maximum policy period – 365 days. Extensions are available
• Waiting Period – no waiting period
• Pre-existing medical conditions – covered for complications provided the condition was stable in the 90 days immediately before the effective date
• Extreme sports or activities – not covered
• Motorized speed contests – not covered
• Professional (paid) sport – not covered
• Childbirth is NOT covered

Benefits, Exclusions,
Claims and FAQ

Policy PDF

Quote and Buy Direct

• Maximum benefit – $5,000,000
• 24-hour Assistance Center
• Ambulance transportation
• Hospital (Semi-private room)
• Diagnostic (Lab tests; X-ray)
• Physician and surgeon
• Prescription Drugs
• Accidental Dental – up to $5,000
• Emergency Dental – up to $600
• Repatriation – $15,000 to return home
or $5,000 for burial at the place of death
• Accidental Death & Dismemberment – up to $15,000
• Bed-side Companion – $5,000
• Follow-up visits
• Annual examination – $250
• Eye examination
• Maternity – up to $1,000 (delivery date must be more than 10 months after the effective date of the initial policy)
• Age (on start date) – under 60 years of age
• Must be a full-time student or working in the field of studies (limited to 1 year after completion of studies) or their spouse and dependent(s)
• Period – maximum policy period – 365 days. Extensions are available
• Waiting Period for Illness:
– No waiting if purchased before departure from your country of origin
– 48 hours if purchased after departure from your country of origin
– No waiting restrictions for accidental injuries
• Pre-existing medical conditions – not covered unless stable
• Extreme sports or activities – not covered
• Motorized speed contests – not covered
• Professional (paid) sport – not covered

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